Instant Issue Debit Cards

If you’re in need of a new or quick replacement debit card, Citizens Community Bank has two branches which offer debit cards same-day. CCB knows how important convenience is so we make the process fast and easy.

Here are some ways you will benefit from our instant issue debit card service:

    • Opening a new account at a participating branch? Receive new card same-day.
    • Lost or stolen debit card? Visit an instant issue branch to get a replacement instantly.
    • Malfunction of ATM that keeps your card? Find a branch to replace your card same-day.
    • Fraudulent activity detected? Go to an instant issue capable office and get a new debit card immediately.


New cardholders will receive automatic fraud alerts via text message if fraud is detected to help safeguard customers’ accounts and provide peace of mind.

CardHub Debit Card App – Your Smart, Secure, All-in-One Financial Sidekick

As part of Citizens Community Bank's mobile app we offer the integrated CardHub application.
CardHub is more than just a debit card – it’s a powerful, user-friendly financial app designed to simplify spending, boost savings, and give you full control of your money in real time. Whether you're budgeting, shopping, traveling, or teaching your kids financial literacy, CardHub puts smart banking at your fingertips.

Smart Money Management

  • Track spending in real-time with instant transaction alerts.

  • Set daily, weekly, or monthly spending limits.

  • Categorize expenses for better budgeting.

All-in-One Financial Hub

  • Link multiple bank accounts and cards.

  • Monitor balances and transactions from a single dashboard.

  • Get personalized insights to improve your financial habits.

Security You Can Trust

  • Freeze/unfreeze your card instantly from the app.

  • Biometric login & two-factor authentication.

  • Zero-liability protection against unauthorized transactions.

Family & Teen-Friendly

  • Set up sub-accounts for kids or family members.

  • Parental controls and financial literacy tools.

  • Real-time spending notifications for guardians.

Instant Virtual Cards

  • Generate virtual debit cards for online shopping.

  • Use cards immediately after signup.

  • Extra layer of protection for online transactions.

Global Accessibility

  • Use your CardHub card internationally with low forex fees.

  • Withdraw cash from ATMs worldwide.

  • 24/7 multilingual support.

Built for Gen Z & Millennials

  • Sleek UI, dark mode, and emojis in transaction notes.

  • Integrates with Apple Pay, Google Pay & popular budgeting apps.

  • Social features: split bills, request money, and share spending goals.

Fast & Easy Setup

  • Sign up in under 5 minutes.

  • No paperwork or branch visits.

  • Instant digital card delivery.

AI-Powered Insights

  • Smart budgeting suggestions.

  • Detects subscriptions and unused services.

  • Warns about unusual spending patterns.



Click here to locate an instant issue debit card branch near you. (debit card replacement fees apply).

 

Choose from one of our full color instant issue debit card designs below.

 

 Lost or Stolen Card?

To report a lost or stolen debit card call Citizens Community Bank at 931-967-3342 or after hours call toll free 800-472-3272.
To activate a new debit card or change your PIN call toll free 800-992-3808
Use of our debit cards are subject to the terms of the agreement, as amended, under which it was issued. The card is the property of the issuer and must be returned upon request and may be revoked without notice.